How it works
You keep Original Medicare and add a Medigap policy. When you receive care, Medicare pays its share first, then your Medigap plan helps pay your share.
Medicare Supplement
Medicare Supplement (Medigap)
Medigap is private insurance designed to work alongside Original Medicare. It helps cover deductibles, coinsurance and copays so you have fewer surprises.
Standardized plans
Medigap plans are standardized by letter (for example, Plan G, Plan N). The same letter offers the same core benefits across carriers — the difference is price and service.
Doctor freedom
Medigap works with any provider in the U.S. that accepts Medicare — no network. You typically add a separate Part D plan for prescriptions.
Talk it through with a real person
No pressure. Just clear answers tailored to your situation.