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SEP

Special Enrollment Periods

Special Enrollment Periods give you a window to enroll in or change Medicare plans outside the standard enrollment windows when certain life events happen.

Common qualifying events

Moving to a new service area, losing employer coverage, qualifying for Extra Help or Medicaid, your plan changing its contract with Medicare, and more.

How long do you have?

Most SEPs last 2 to 3 months from the qualifying event. The clock can move quickly — it's worth a quick call so you don't miss your window.

We'll walk you through it

Tell us what changed in your life and we'll let you know whether you qualify for an SEP and what your options look like.

Talk it through with a real person

No pressure. Just clear answers tailored to your situation.

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