What Extra Help (LIS) is
The Low-Income Subsidy — also called Extra Help — is a federal program that lowers what you pay for Medicare Part D premiums, deductibles, and copays. People who qualify can save thousands of dollars a year.
Meet your guide
LIS
I explain Extra Help (LIS) and how to lower your prescription costs.
What LIS can teach you
Who qualifies
Eligibility is based on income and resources, and the limits update every year. If you have Medicaid, SSI, or are in a Medicare Savings Program, you usually qualify automatically.
How to apply
You can apply through Social Security at any time — there's no enrollment window. We help you gather what you need and walk you through the form so it's not intimidating.
Frequently asked questions
How much can Extra Help save me?
Depending on your situation, Extra Help can lower your prescription copays to just a few dollars and may eliminate your Part D premium entirely.
Do I have to reapply every year?
Usually no, but Social Security may review your status periodically. If your income or resources change, let them know.
Can I get Extra Help if I'm not on Medicaid?
Yes. Many people qualify based on income alone, even without Medicaid. It's worth checking every year.
Still have questions about Extra Help?
Talk with a real person — no pressure, just clear answers.